Garnishment Types
Continuing garnishment -The court orders the debtor's employer to deduct a certain amount from the debtor's paycheck each pay period and turn it over to the Court before 45 days and every 31-45 days thereafter for up to 6 months. The employer must deduct the amount the debtor earns that exceeds 30 times the minimum wage or 25% of the debtor's disposable income, whichever is less. Certain pensions, welfare and disability payments, however, may not be garnished. A continuing garnishment can be filed every 6 months until the judgment is paid in full.
Regular garnishment -The court orders the debtor's bank, credit union, other financial institution or firm to turn over to the Court to pay your judgment, any money, bonds, payments, etc in the debtor's account or held for the debtor. Magistrate Court, 225 Pine Avenue, Suite 309, Albany, Georgia 31701. Telephone 229-431-3216.
For more information, call Law Library at 431-2133.